Lions Clubs International Supplemental Insurance Program

Lions Clubs International provides Lions clubs, districts and other authorized Lions organizations with $1,000,000 of Liability Insurance that protects against losses from bodily injury and property damage arising out of most Lions activities. However, there are additional types of insurance coverage that clubs and other Lions organizations should consider to protect against other risks that may arise out of Lions activities. Recently, Lions Clubs International has arranged for a program of supplemental insurance coverage which may be purchased at discounted rates by clubs, districts and approved Lions foundations in the United States.

One available coverage is Directors & Officers Liability Insurance, which protects the officers of a Lions club or district for actions brought against them for actual or alleged negligent acts or omissions and for misleading statements. Directors and officers of a Lions club or district can be liable if they damage the organization by breaching their duties, violate organization by-laws, or fail to disclose conflicts of interest. Another example of such claims include an action brought by a contributor to the foundation of a club or district who was unable to obtain a tax deduction as a result of the foundation failing to file or maintain it's charitable tax exempt status. Information about this coverage, an application and indicated pricing can be found on the following link: http://www.lionsclubs.org/EN/member-center/resources/insurance/supplemental/directors-officers-liability.php

Another important coverage offered is Accident Insurance which enables you to protect your members and volunteers from the financial consequences of accidental injuries. The plan is designed to provide insurance protection for your members and volunteers injured during sponsored activities. This program provides high limits of coverage - up to $100,000 for Accident Medical Expenses and up to $25,000 in Accidental Death coverage - all at a very affordable cost. All the information you'll need, including how to obtain the coverage, can be found on the following link: http://www.lionsclubs.org/EN/member-center/resources/insurance/supplemental/accident-insurance.php

Additional liability limits are available through a Special Events Policy if your club or district needs more than the automatic $1,000,000 limit provided by Lions Clubs International's general liability program mentioned above. Information about this coverage can be found via the following link: http://www.lionsclubs.org/EN/member-center/resources/insurance/supplemental/index.php

For all questions you can contact John Adams at john.adams@willis.com 847-517-3450 or Jeannene Miller at jeannene.miller@willis.com 847-517-3460.